What’s better, variable or fixed rate mortgages?

What’s better, variable or fixed rate mortgages?

You’ve decided now is the right time to buy a home. You have almost everything figured out, except you’re stumped on if you should get a fixed or a variable mortgage rate. You’re probably wondering which of these rates will work best for you. Like with so many things,...
Understanding reverse mortgages in Canada

Understanding reverse mortgages in Canada

Do you need help understanding reverse mortgages? Something that many of us have taken for granted over the years was the possibility of retirement. With the Canada Pension Plan (CPP) in place, and an average of $679.19 per month, many retirees wind up struggling to...
Is there a right time to refinance my mortgage?

Is there a right time to refinance my mortgage?

Is it time to refinance your mortgage? If you have found yourself in a time of financial hardship, you are not alone. With an unemployment rate of 10.9% in July of 2020, not everyone is back to full-time hours after the reopening of the provinces. We typically talk...

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