What should you know about prepayment privileges?

What should you know about prepayment privileges?

If you’re a homeowner with a mortgage, you’ve likely heard the term “prepayment privileges” before. Some of you may be taking advantage of prepayments, while others might not be familiar with what they are. Prepayment privileges can be one of the most beneficial...
What’s happening with inflation and interest rates?

What’s happening with inflation and interest rates?

Inflation and interest rates have been making waves in the housing market, and the entire economy, for quite some time. The longer inflation stays high, the more rate hikes the Bank of Canada is throwing at it. This has, of course, had quite the impact on homeowners...
5 signs it’s time to contact a mortgage broker

5 signs it’s time to contact a mortgage broker

Is it time for you to contact a mortgage broker? Brokers can be an essential part of your mortgage experience, but you might not be sure if the time is right for you to get in touch. If you have questions about knowing when to reach out, read on. In this post, we...
Understanding interest rate differential penalties

Understanding interest rate differential penalties

Interest rate differential (IRD) penalties are one of the more complex parts of the mortgage world for borrowers. These penalties can affect fixed-rate borrowers who break their mortgage contract, but how exactly do they work? It’s important to understand how IRD...
5 common mortgage mistakes to avoid

5 common mortgage mistakes to avoid

If you’re new to the world of real estate and mortgages, you might be feeling a little overwhelmed with the tasks you have to do to successfully buy a home. We won’t lie, buying a home IS a lot of work. However, it’s also rewarding when you can call yourself a...
Have your mortgage needs changed? Here’s how to tell

Have your mortgage needs changed? Here’s how to tell

Are you a homeowner? Depending on when you purchased your home and secured your mortgage, you might be in a situation where several years have passed since you took a look at your mortgage needs. Your priorities may have changed, and as a result, your mortgage needs...

Customer Service Numbers:

CMHC: 1-800-668-2642
Genworth: 1-800-511-8888
Canada Guaranty: 1-866-414-9109

ATB: 1-800-332-8383
B2B: 1-800-263-8349
BMO: 1-877-895-3278
Bridgewater: 1-866-243-4301
CIBC: 1-800-465-2422
CMLS: 1-888-995-2657
Optimum: 1-866-441-3775
Equitable: 1-888-334-3313
Connect First: 403-736-4000
Chinook Financial: 403-934-3358
First Calgary Financial: 403-736-4000
First National: 1-888-488-0794
Haventree: 1-855-272-0051
Home Trust: 1-855-270-3630
HSBC: 1-888-310-4722
ICICI: 1-888-424-2422
Manulife: 1-877-765-2265
MCAP: 1-800-265-2624
Merix: 1-877-637-4911
Marathon: 1-855-503-6060
RBC: 1-866-809-5800
RFA: 1-877-416-7873
RMG: 1-866-809-5800
Scotiabank: 1-800-472-6842
Servus: 1-877-378-8728
Street Capital: 1-866-683-8090
TD: 1-866-222-3456