Should I talk to a broker? When buying a home, there are many things weighing on your mind. The process of securing a mortgage is likely the one weighing most heavily on your mind. Where do you go? How much time should you devote to researching your options? Do you...
You’ve decided now is the right time to buy a home. You have almost everything figured out, except you’re stumped on if you should get a fixed or a variable mortgage rate. You’re probably wondering which of these rates will work best for you. Like with so many things,...
Do you need help understanding reverse mortgages? Something that many of us have taken for granted over the years was the possibility of retirement. With the Canada Pension Plan (CPP) in place, and an average of $679.19 per month, many retirees wind up struggling to...
Is it time to refinance your mortgage? If you have found yourself in a time of financial hardship, you are not alone. With an unemployment rate of 10.9% in July of 2020, not everyone is back to full-time hours after the reopening of the provinces. We typically talk...
You have come to the decision to buy a house and have started your research and have started saving for the “out of pocket costs” for buying a home. This of course includes your downpayment, but it also includes funds for repairs and closing costs. So, What are...
Taking a look at the difference between fixed and variable rate What is the best mortgage product for you? It depends on your financial situation and what your financial goals are. If your mortgage has a fixed rate, the interest will be the same for however long your...
