What you need to know to prepare your home for winter

What you need to know to prepare your home for winter

Is it time to prepare your home for winter? As we enjoy the beautiful colours of fall and the chilly breeze that comes along with them, it’s important to remember that winter is on its way, and sooner than we think!  During the colder months, it’s typically...
Should I be worried about house prices decreasing?

Should I be worried about house prices decreasing?

The impact of COVID-19 is leading to many comparisons with the financial recession of 2008. The comparison has many would-be and existing homeowners wondering about the impacts to the housing market. The understandable anxiety of “will my mortgage balance be more than...
How do I choose the right mortgage broker?

How do I choose the right mortgage broker?

Choosing the right mortgage broker will make a huge difference in your home-buying experience. Mortgage brokers are highly trained, educated professionals, and aren’t tied to specific financial institutions. This independence gives them the freedom to find the...
What are debt service ratios & why do they matter?

What are debt service ratios & why do they matter?

Learning more about debt service ratios. Debt seems unavoidable these days and many Canadians find themselves facing significant debt, regardless of their stage of life.  Some factors that may impact debt levels are inflation, increased educational requirements,...
The difference between pre-qualification and pre-approval

The difference between pre-qualification and pre-approval

Talking about pre-qualification and pre-approval. Are you ready to buy your first home? Like many Canadians, you may dream of one day owning a home. After years of hard work and saving, maybe you feel ready. As a new homebuyer, you will be faced with an overwhelming...
Is Barrie still the best bang for your buck?

Is Barrie still the best bang for your buck?

Many of us fantasize about living in the heart of a big city. Films, television, and magazines have convinced us that living downtown is the ultimate indicator of adult success. It’s certainly a romantic idea. A stone’s throw away from the excitement of Toronto and...

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