What are debt service ratios & why do they matter?

What are debt service ratios & why do they matter?

Learning more about debt service ratios. Debt seems unavoidable these days and many Canadians find themselves facing significant debt, regardless of their stage of life.  Some factors that may impact debt levels are inflation, increased educational requirements,...
The difference between pre-qualification and pre-approval

The difference between pre-qualification and pre-approval

Talking about pre-qualification and pre-approval. Are you ready to buy your first home? Like many Canadians, you may dream of one day owning a home. After years of hard work and saving, maybe you feel ready. As a new homebuyer, you will be faced with an overwhelming...
Is Barrie still the best bang for your buck?

Is Barrie still the best bang for your buck?

Many of us fantasize about living in the heart of a big city. Films, television, and magazines have convinced us that living downtown is the ultimate indicator of adult success. It’s certainly a romantic idea. A stone’s throw away from the excitement of Toronto and...
Minimum Required Credit Profile

Minimum Required Credit Profile

Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. When you borrow money to buy a house, you will be required to prove that you have a good history of managing your credit. But what...
Eat an Apple a Day for a Healthy Bank Account

Eat an Apple a Day for a Healthy Bank Account

Do you have a healthy bank account? We all know we’re supposed to eat healthily. It’s something we hear or read on a daily basis. But it’s hard. Junk food is seen as an easier and often cheaper option. It’s a story we’re all too familiar with. Limited funds trap us in...
7 Questions To Ask Yourself Before Building a Home

7 Questions To Ask Yourself Before Building a Home

Building your dream home can sound really exciting, but have you thought about everything that goes into building a new home? Here are 7 Questions you should ask yourself before making any concrete plans! 1. What are my expectations with this new home? Are you looking...

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