Local. Experienced. Trusted.

Local. Experienced. Trusted.

Geri Janes | Mortgage Broker

Hi, I’m Geri. I’m here to help you through every step of the homebuying and mortgage processes – from determining the amount of mortgage for which you qualify to ensuring you have everything in place on closing day and beyond.

And if you aren’t ready to make a purchase just yet, I can help you build a budget, establish or repair your credit, and assist you on your road to homeownership.

I have a passion for numbers and helping people, so mortgage brokering enables me to enjoy the best of both these worlds.

I know what it’s like to raise a family and make adjustments along the way to help pay for such things as braces, tuition and renovations – whatever it takes to accommodate an evolving household.

I have been brokering for more than a decade and enjoy the privilege of helping people transition from the dream of homeownership to becoming a first-time homebuyer and then purchasing their next dream home. Each step is as rewarding as the next as I get to experience the emotions through the eyes of my clients and ensure their hard-earned money is working for them regardless of what life stage they have entered.

I live and work in Barrie, and love the small-town feel that it still projects while continuing to grow and thrive. I enjoy running into my clients while going about my day and staying in touch to revisit their needs as their lives continue to change.

Let me help take the stress out of homeownership. Answers to your questions are just a phone call or email away!

Mortgage Brokers

Provide Choice

Instead of working with a banker, who has access to a single product line, and represents the bank’s best interest, when you work with an independent mortgage broker, you gain access to several lending institutions, which gives you considerably more choice.

A mortgage broker will help you determine your mortgage needs, and match you with the best available mortgage product at no cost to you! 

 

GERI JANES | MORTGAGE BROKER

Office: (705) 252-9445
Direct: (705) 333-4338

geri_janes@me.com 

Hi, I’m Geri. I’m here to help you through every step of the homebuying and mortgage processes – from determining the amount of mortgage for which you qualify to ensuring you have everything in place on closing day and beyond.

And if you aren’t ready to make a purchase just yet, I can help you build a budget, establish or repair your credit, and assist you on your road to homeownership.

I have a passion for numbers and helping people, so mortgage brokering enables me to enjoy the best of both these worlds.

I know what it’s like to raise a family and make adjustments along the way to help pay for such things as braces, tuition and renovations – whatever it takes to accommodate an evolving household.

I have been brokering for more than a decade and enjoy the privilege of helping people transition from the dream of homeownership to becoming a first-time homebuyer and then purchasing their next dream home. Each step is as rewarding as the next as I get to experience the emotions through the eyes of my clients and ensure their hard-earned money is working for them regardless of what life stage they have entered.

I live and work in Barrie, and love the small-town feel that it still projects while continuing to grow and thrive. I enjoy running into my clients while going about my day and staying in touch to revisit their needs as their lives continue to change.

Let me help take the stress out of homeownership. Answers to your questions are just a phone call or email away!

Home Purchase

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers guide you through the process. 

Refinance

Are you looking to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property, or travel the world… regardless, let’s discuss all your mortgage options!

l

Renewal

If you are within six months of your mortgage renewal, or if your existing lender has sent you a renewal offer in the mail, I can give you a second opinion, and in most cases save you money. Never just sign the offer, there is always room to negotiate. 

Contact Me Anytime

Obviously there are a lot more services I can offer and a lot more information I can share with you. Consider this my invitation to contact me with your questions. My goal is to set you up with the right mortgage for you, then help you build a plan to get rid of it. 

Geri’s outgoing personality is inviting. Her overall knowledge of the mortgage business, allowed us peace of mind when dealing with her. Geri was able to answer all of our questions is a way we understood and that was appreciated. We would highly recommend her for her expertise and friendliness when searching for a mortgage.

Mike Williams

Writer | Travel Talk

Geri is phenomenal at what she does. I found her to be dedicated, persistent and knowledgeable. As a client I was very impressed with Geri’s level of customer service skills and her creative ability to resolve issues while adhering to tight deadlines.

Laura Werrell

Small Business Owner

Geri is very professional with her work, reliable, trustworthy, detailed, excellent work ethics, dedicated, personable, friendly, punctual, and has a great personality.

I recommend her services to my clients and friends all the time.

Ray Fahri Demiray

President | Barrie Community Tennis Club Inc.

Lenders

 

 

 

I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.

 

From My Blog

Is Right Now a Good Time to Buy?

Is Right Now a Good Time to Buy?

If you've been thinking about buying a new home; whether that be your first home, your next home, your forever home, or your retirement home, the doom and gloom of it all might be causing you to question... is right now a good time to buy a home? Well... what if I...

read more
What You Can Expect When Locking in a Variable Rate

What You Can Expect When Locking in a Variable Rate

If you have a variable rate mortgage, and recent economic news has you thinking about locking into a fixed rate, here is what you can expect will happen. Firstly, your lender will be very happy as they will now make considerably more money off you. Not only will your...

read more
Mortgage Post Bankruptcy

Mortgage Post Bankruptcy

This should come as no surprise, but sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn't mean your life is over, and it doesn't mean you won't ever qualify for a mortgage again. The key here is to get a plan in place...

read more
Improving Your Credit Score

Improving Your Credit Score

Along with employment stability, and downpayment/equity, your credit score and how you manage your credit is a huge factor in qualifying for a mortgage. If you want the best interest rates available on the market, the higher your credit score the better. However, if...

read more
Tips for Homebuying with Family Members

Tips for Homebuying with Family Members

Pooling resources with parents or siblings opens possibilities when it comes to buying a home everyone can afford. Homebuying requires careful planning though, since there’s so much at stake—and money is the least of it; we’re talking love and loyalty here. If you...

read more
Thinking of Selling? Call Me First!

Thinking of Selling? Call Me First!

If you've been thinking about selling your existing property, for whatever reason, it would be in your best interest to give me a call before you list for sale. Here are a few scenarios that explain why... Buying a New Property! You have to live somewhere! If you plan...

read more

Geri Janes

Real Mortgage Associates
3 Sophia Street, East, Barrie, ON L4M 1Y1
Office: (705) 252-9445
Direct: (705) 333-4338
Fax: (866) 534-8211
geri_janes@me.com 

6 + 8 =

Voted Barrie's Favourite Broker in 2008, 2010 & 2014!