I keep my blog up to date so you can stay informed!
Poor Credit? You might need a 20% down payment!
Credit and down payments are two major topics. Here, we talk more about poor credit and how it can impact your down payment requirements.
How is my credit score calculated?
Ever wonder how your credit score is calculated? In this post, we talk a bit more about the factors making up your score and how to improve it.
What you need to know about your downpayment
When buying your first home, you will have to decide on a downpayment. Here, we talk a bit more about what this means for your mortgage.
How do I choose the right mortgage broker?
Choosing the right mortgage broker is sometimes more important than the mortgage you choose. Here, we offer some tips for finding the right mortgage broker
Managing your credit during challenging times
Debt can be difficult to manage at the best of times. Here, we talk a bit more about managing your credit during difficult times.
Why a low mortgage rate isn’t always the best deal
When it comes to interest rates, lower feels better. Here, we talk a bit more about why a low rate isn’t the only thing you should look for in a mortgage.
What are debt service ratios & why do they matter?
You may have heard of debt ratios. In this post, we talk about debt ratios and how they can impact your mortgage application.
The difference between pre-qualification and pre-approval
When starting your homebuyer journey, you will hear a number of new terms. Here, we talk a bit more about your pre-qualification and pre-approval.
What is mortgage default insurance and why do I need it?
Mortgage default insurance is a tricky topic. Here, we talk a bit more about default insurance, your downpayment, and planning your financial future!
Can you and your family manage your money online?
Managing your money is one of those necessary frustrations each of us takes part in. In this blog post, we talk a bit more about managing your money online!
Financial Literacy Resources During Challenging Times
In this blog post, we talk a bit more about some financial resources to give you the confidence to feel good about your finances!
Can I get a mortgage if I get laid off?
If you get laid off you might wonder if you can apply for a mortgage or what will happen to your existing application. Here, we talk more about mortgages!
Geri Janes
Real Mortgage Associates
3 Sophia Street, East, Barrie, ON L4M 1Y1
Office: (705) 252-9445
Direct: (705) 333-4338
Fax: (866) 534-8211
geri_janes@me.com
Voted Barrie's Favourite Broker in 2008, 2010 & 2014!
