It’s almost instinctive to search for the lowest price and the lowest rates, whether you’re shopping for groceries, appliances, credit, or even something as major as a mortgage. However, despite the immediate benefit of spending less money, anyone who has ever spent...
Learning more about debt service ratios. Debt seems unavoidable these days and many Canadians find themselves facing significant debt, regardless of their stage of life. Some factors that may impact debt levels are inflation, increased educational requirements,...
Talking about pre-qualification and pre-approval. Are you ready to buy your first home? Like many Canadians, you may dream of one day owning a home. After years of hard work and saving, maybe you feel ready. As a new homebuyer, you will be faced with an overwhelming...
A common question we receive surrounds what mortgage default insurance is and does. Here, we talk a bit more about default insurance and why it is required in some cases when getting a mortgage. What is mortgage default insurance? Default insurance works in two ways....
At this point, the reality of the new normal is beginning to set in. Social Distancing is required of everyone to protect our most vulnerable and those who work with the public. It is easy to think of those in healthcare, sanitation, transit, and food services...
