You’re hoping to enter the housing market and secure a mortgage – but you aren’t sure if your credit score is up to scratch. A strong credit score is a big part of buying a home, so it’s important to spend some time improving it if necessary. The part most...
If you’re a homeowner with a mortgage, you’ve likely heard the term “prepayment privileges” before. Some of you may be taking advantage of prepayments, while others might not be familiar with what they are. Prepayment privileges can be one of the most beneficial...
Are you trying to save for a home in 2023? Buying a home this year means dealing with changing market conditions, from interest rates to housing prices and supply. 2023 will likely shape up to be an interesting year for market activity, but how can you prepare for it...
It’s the time of year when everyone is making resolutions and promises to themselves about what they want to achieve in 2023. New Year’s resolutions can be great motivators. Unfortunately, it’s also easy to give up on them once you encounter a roadblock or fall short...
Now that the holidays are over, many of us are starting to face the less pleasant result of the season: debt repayments. Post-holiday debt comes around every year, but it never gets any easier to swallow. If you’re having a hard time dealing with repayments, you might...
