Why a low mortgage rate isn’t always the best deal

Why a low mortgage rate isn’t always the best deal

It’s almost instinctive to search for the lowest price and the lowest rates, whether you’re shopping for groceries, appliances, credit, or even something as major as a mortgage. However, despite the immediate benefit of spending less money, anyone who has ever spent...
What are debt service ratios & why do they matter?

What are debt service ratios & why do they matter?

Learning more about debt service ratios. Debt seems unavoidable these days and many Canadians find themselves facing significant debt, regardless of their stage of life.  Some factors that may impact debt levels are inflation, increased educational requirements,...
The difference between pre-qualification and pre-approval

The difference between pre-qualification and pre-approval

Talking about pre-qualification and pre-approval. Are you ready to buy your first home? Like many Canadians, you may dream of one day owning a home. After years of hard work and saving, maybe you feel ready. As a new homebuyer, you will be faced with an overwhelming...
Can you and your family manage your money online?

Can you and your family manage your money online?

At this point, the reality of the new normal is beginning to set in. Social Distancing is required of everyone to protect our most vulnerable and those who work with the public. It is easy to think of those in healthcare, sanitation, transit, and food services...

Customer Service Numbers:

CMHC: 1-800-668-2642
Genworth: 1-800-511-8888
Canada Guaranty: 1-866-414-9109

ATB: 1-800-332-8383
B2B: 1-800-263-8349
BMO: 1-877-895-3278
Bridgewater: 1-866-243-4301
CIBC: 1-800-465-2422
CMLS: 1-888-995-2657
Optimum: 1-866-441-3775
Equitable: 1-888-334-3313
Connect First: 403-736-4000
Chinook Financial: 403-934-3358
First Calgary Financial: 403-736-4000
First National: 1-888-488-0794
Haventree: 1-855-272-0051
Home Trust: 1-855-270-3630
HSBC: 1-888-310-4722
ICICI: 1-888-424-2422
Manulife: 1-877-765-2265
MCAP: 1-800-265-2624
Merix: 1-877-637-4911
Marathon: 1-855-503-6060
RBC: 1-866-809-5800
RFA: 1-877-416-7873
RMG: 1-866-809-5800
Scotiabank: 1-800-472-6842
Servus: 1-877-378-8728
Street Capital: 1-866-683-8090
TD: 1-866-222-3456