There are many things to consider when applying for a mortgage. One of the things that will likely be weighing on your mind is your credit score. Your credit score is a number that determines your overall financial health. Lenders will use this number to determine...
When it comes to your finances, having a plan is important. Whether you’re just starting out in your career, or you’ve been in the working world for years, it’s imperative you know how to handle your money. Money can’t buy happiness, but it can buy security. When we...
Does credit impact your down payment? These are challenging times for many, leaving a number of future homeowners struggling financially. If you find yourselves dipping into your savings just to get by, chances are this will impact saving for a down payment. If your...
Your credit score informs lenders of your credit worthiness. Otherwise known as the likelihood of you paying back your debts. The credit score is a tool to determine a pattern of behaviour for any given borrower. So, naturally, if you are in the market for a new home,...
Managing your credit is difficult at the best of times, but it can be truly overwhelming in during times of crisis, which sadly many of us find ourselves in at the moment. Consumer debt is often seen as bad when growing up, with many of us being advised to avoid it at...
At this point, the reality of the new normal is beginning to set in. Social Distancing is required of everyone to protect our most vulnerable and those who work with the public. It is easy to think of those in healthcare, sanitation, transit, and food services...
