Does credit impact your down payment? These are challenging times for many, leaving a number of future homeowners struggling financially. If you find yourselves dipping into your savings just to get by, chances are this will impact saving for a down payment. If your...
Your credit score informs lenders of your credit worthiness. Otherwise known as the likelihood of you paying back your debts. The credit score is a tool to determine a pattern of behaviour for any given borrower. So, naturally, if you are in the market for a new home,...
Managing your credit is difficult at the best of times, but it can be truly overwhelming in during times of crisis, which sadly many of us find ourselves in at the moment. Consumer debt is often seen as bad when growing up, with many of us being advised to avoid it at...
At this point, the reality of the new normal is beginning to set in. Social Distancing is required of everyone to protect our most vulnerable and those who work with the public. It is easy to think of those in healthcare, sanitation, transit, and food services...
Financial resources during challenging times. During the best of times, it is important to have an understanding of your finances. However, during difficult times this becomes even more important. Many of us are facing challenges that we have never faced before and...
We all know how important it is to keep track of our finances, but the task can often be overwhelming, boring or sometimes both. It can be tempting to avoid the anxiety of knowing how little money you have or the monotony of drawing out a budget. After all, you’re an...
