by Geri Janes | Mar 9, 2023 | Mortgage
Are you familiar with the concept of a second mortgage? You have probably heard the term floating around before, and maybe you’re wondering whether it’s an option for you as a homeowner. These products can be beneficial, but it’s certainly important to make sure you...
by Geri Janes | Jan 26, 2023 | Mortgage
If you’re a homeowner with a mortgage, you’ve likely heard the term “prepayment privileges” before. Some of you may be taking advantage of prepayments, while others might not be familiar with what they are. Prepayment privileges can be one of the most beneficial...
by Geri Janes | Nov 3, 2022 | Mortgage
Inflation and interest rates have been making waves in the housing market, and the entire economy, for quite some time. The longer inflation stays high, the more rate hikes the Bank of Canada is throwing at it. This has, of course, had quite the impact on homeowners...
by Geri Janes | Oct 27, 2022 | Mortgage
Is it time for you to contact a mortgage broker? Brokers can be an essential part of your mortgage experience, but you might not be sure if the time is right for you to get in touch. If you have questions about knowing when to reach out, read on. In this post, we...
by Geri Janes | Oct 6, 2022 | Mortgage
Interest rate differential (IRD) penalties are one of the more complex parts of the mortgage world for borrowers. These penalties can affect fixed-rate borrowers who break their mortgage contract, but how exactly do they work? It’s important to understand how IRD...
by Geri Janes | Aug 11, 2022 | Mortgage
If you’re new to the world of real estate and mortgages, you might be feeling a little overwhelmed with the tasks you have to do to successfully buy a home. We won’t lie, buying a home IS a lot of work. However, it’s also rewarding when you can call yourself a...
